{
    "id": 97,
    "date": "2025-02-11T15:22:49",
    "date_gmt": "2025-02-11T15:22:49",
    "guid": {
        "rendered": "https:\/\/barakatfinancials.com\/?page_id=97"
    },
    "modified": "2026-02-10T21:21:43",
    "modified_gmt": "2026-02-10T21:21:43",
    "slug": "home",
    "status": "publish",
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    "link": "https:\/\/mail.barakatfinancials.com\/fr\/",
    "title": {
        "rendered": "Maison"
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    "content": {
        "rendered": "<div data-elementor-type=\"wp-page\" data-elementor-id=\"97\" class=\"elementor elementor-97\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d0590b e-con-full e-flex e-con e-parent\" data-id=\"0d0590b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2cfbbc elementor-widget__width-inherit elementor--h-position-center elementor--v-position-middle elementor-widget elementor-widget-slides\" data-id=\"b2cfbbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;none&quot;,&quot;transition_speed&quot;:800,&quot;autoplay_speed&quot;:4000,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition&quot;:&quot;slide&quot;}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Diapositives\" dir=\"ltr\" data-animation=\"fadeInLeft\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-d4b341b swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg elementor-ken-burns elementor-ken-burns--in\" role=\"img\" aria-label=\"image022.jpg\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Au-del\u00e0 des chiffres Comptabilit\u00e9, fiscalit\u00e9 et<br> S\u00e9curit\u00e9 financi\u00e8re<\/div><div class=\"elementor-slide-description\">De la comptabilit\u00e9 pr\u00e9cise \u00e0 la planification fiscale experte, nous aidons les particuliers et les entreprises \u00e0 rester financi\u00e8rement solides et conformes. Nos solutions comptables et fiscales sur mesure garantissent pr\u00e9cision, efficacit\u00e9 et tranquillit\u00e9 d\u2019esprit.<\/div><a href=\"\/fr\/contact-us\/\" class=\"elementor-button elementor-slide-button elementor-size-sm\">OBTENIR UN DEVIS MAINTENANT<\/a><\/div><\/div><\/div><div class=\"elementor-repeater-item-39011bf swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg elementor-ken-burns elementor-ken-burns--in\" role=\"img\" aria-label=\"WhatsApp Image 2025-02-15 at 11.24.39 PM\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">ASSUREZ VOTRE AVENIR AVEC<br> COUVERTURE SUR MESURE<\/div><div class=\"elementor-slide-description\">D\u00e9couvrez une police d'assurance con\u00e7ue<br> pour fa\u00e7onner votre avenir. Prot\u00e9gez ce qui compte<br> la plupart avec une couverture personnalis\u00e9e qui<br> r\u00e9pond \u00e0 vos besoins uniques.<\/div><a href=\"\/fr\/contact-us\/\" class=\"elementor-button elementor-slide-button elementor-size-sm\">OBTENIR UN DEVIS MAINTENANT<\/a><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-919bcf5 animated-slow e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"919bcf5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8e8168b e-con-full e-flex e-con e-child\" data-id=\"8e8168b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0744a43 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"0744a43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-consut2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tComptabilit\u00e9 et fiscalit\u00e9\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6641ba2 e-con-full e-flex e-con e-child\" data-id=\"6641ba2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b79b9c elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3b79b9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-coins\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAssurance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3db5dea e-con-full e-flex e-con e-child\" data-id=\"3db5dea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bde41e0 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"bde41e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-invest\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInvestissements\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49d93ebd e-flex e-con-boxed e-con e-parent\" data-id=\"49d93ebd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3b3a6add e-con-full e-flex e-con e-child\" data-id=\"3b3a6add\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7655a02c elementor-widget elementor-widget-heading\" data-id=\"7655a02c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">POURQUOI NOUS CHOISIR<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32a7e498 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"32a7e498\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Expertise comptable, service exceptionnel<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-610b3f1 elementor-widget elementor-widget-text-editor\" data-id=\"610b3f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>On a commenc\u00e9 <strong>Finances Barakat<\/strong> apr\u00e8s avoir reconnu un probl\u00e8me critique dans le secteur de la comptabilit\u00e9 : un manque de communication appropri\u00e9e entre <strong>comptables<\/strong> et leur <strong>clientes<\/strong>. Trop souvent, les particuliers et les entreprises se retrouvent aux prises avec des comptables peu r\u00e9actifs et incapables de fournir des conseils clairs. Pire encore, de nombreux professionnels du domaine n\u2019\u00e9taient pas pleinement conscients de l\u2019\u00e9volution constante de la situation.\u00a0<strong>R\u00e9glementation fiscale canadienne<\/strong>, laissant les clients expos\u00e9s \u00e0 des risques co\u00fbteux <strong>verreurs<\/strong>, <strong>p\u00e9nalit\u00e9s<\/strong>, et <strong>inefficacit\u00e9s financi\u00e8res<\/strong>.<\/p><p>Conscients de ces d\u00e9fis, nous avons b\u00e2ti\u00a0<strong>Finances Barakat<\/strong>\u00a0en tant qu'entreprise qui met\u00a0<strong>int\u00e9grit\u00e9, expertise et service \u00e0 la client\u00e8le<\/strong>\u00a0\u00e0 la <strong>premier plan<\/strong>. Nous nous engageons \u00e0 fournir\u00a0<strong>des solutions financi\u00e8res claires, proactives et fiables<\/strong>\u00a0Cette <strong>responsabiliser les entreprises<\/strong> et <strong>individus<\/strong> pour prendre des d\u00e9cisions \u00e9clair\u00e9es en toute confiance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-278c46ff e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"278c46ff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72893065 elementor-widget elementor-widget-image\" data-id=\"72893065\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"856\" height=\"514\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.24.39-PM.jpeg\" class=\"attachment-full size-full wp-image-687\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.24.39-PM.jpeg 856w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.24.39-PM-600x360.jpeg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.24.39-PM-300x180.jpeg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.24.39-PM-768x461.jpeg 768w\" sizes=\"(max-width: 856px) 100vw, 856px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e7311e6 e-flex e-con-boxed e-con e-parent\" data-id=\"e7311e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-be89ae2 e-con-full e-grid e-con e-child\" data-id=\"be89ae2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5dbb8843 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5dbb8843\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-72a0adaa\" data-id=\"72a0adaa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a30279c elementor-widget elementor-widget-heading\" data-id=\"1a30279c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">INTRODUCTION \u00c0 PROPOS DE NOUS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b9a91ab elementor-widget elementor-widget-heading\" data-id=\"4b9a91ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Des solutions d'assurance et d'investissement exceptionnelles<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a3dfe8c elementor-widget elementor-widget-text-editor\" data-id=\"6a3dfe8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous offrons des polices d'assurance et d'investissement \u00e0 la fine pointe de la technologie qui r\u00e9pondent \u00e0 vos besoins uniques. Avec une couverture compl\u00e8te et des options d'investissement strat\u00e9giques, nous garantissons la s\u00e9curit\u00e9 financi\u00e8re, la tranquillit\u00e9 d'esprit et la croissance \u00e0 long terme.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ba7cb2e elementor-widget elementor-widget-image\" data-id=\"3ba7cb2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.01.05-AM.jpeg\" class=\"attachment-large size-large wp-image-715\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.01.05-AM.jpeg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.01.05-AM-600x400.jpeg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.01.05-AM-300x200.jpeg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.01.05-AM-768x512.jpeg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2a619c7a\" data-id=\"2a619c7a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f5cbbee elementor-widget elementor-widget-image\" data-id=\"7f5cbbee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-20-at-10.58.23-AM-1024x576.jpeg\" class=\"attachment-large size-large wp-image-1855\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-20-at-10.58.23-AM-1024x576.jpeg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-20-at-10.58.23-AM-300x169.jpeg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-20-at-10.58.23-AM-768x432.jpeg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-20-at-10.58.23-AM-18x10.jpeg 18w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-20-at-10.58.23-AM-600x338.jpeg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-20-at-10.58.23-AM.jpeg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5de5235b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5de5235b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3b7a1fce\" data-id=\"3b7a1fce\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9e7092 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"e9e7092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-deal\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u00c9quipe certifi\u00e9e\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-734574c4 elementor-widget elementor-widget-text-editor\" data-id=\"734574c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nos agents certifi\u00e9s apportent leur expertise pour s\u00e9curiser votre avenir financier avec les meilleurs conseils en mati\u00e8re d'assurance et d'investissement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3ec2bd23\" data-id=\"3ec2bd23\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-376d96d4 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"376d96d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-team-1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tEntreprise de confiance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ce2b559 elementor-widget elementor-widget-text-editor\" data-id=\"2ce2b559\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex max-w-full flex-col flex-grow\"><div class=\"min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"3f34ac57-3dc6-4b80-aee1-ffebfda85db8\" data-message-model-slug=\"gpt-4o\"><div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\"><div class=\"markdown prose w-full break-words dark:prose-invert light\"><p data-start=\"0\" data-end=\"203\" data-is-last-node=\"\">D\u00e9couvrez des solutions d\u2019assurance et d\u2019investissement haut de gamme adapt\u00e9es \u00e0 vos besoins. Nous offrons une couverture compl\u00e8te et des options d'investissement strat\u00e9giques con\u00e7ues pour offrir s\u00e9curit\u00e9, stabilit\u00e9 et croissance \u00e0 long terme.<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4293d332 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"4293d332\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/about-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">EN SAVOIR PLUS SUR NOUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-454213a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"454213a5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60323391\" data-id=\"60323391\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77b5f553 elementor-widget elementor-widget-heading\" data-id=\"77b5f553\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">CE QUE NOUS OFFRONS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1add962d elementor-widget elementor-widget-heading\" data-id=\"1add962d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Servir et offrir les meilleurs services aux clients <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23b7857 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"23b7857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-46b92c16 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46b92c16\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1edcc9cd\" data-id=\"1edcc9cd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67b49116 elementor-widget elementor-widget-image\" data-id=\"67b49116\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.38.15-PM-1024x682.jpeg\" class=\"attachment-large size-large wp-image-704\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.38.15-PM-1024x682.jpeg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.38.15-PM-600x400.jpeg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.38.15-PM-300x200.jpeg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.38.15-PM-768x512.jpeg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.38.15-PM-1536x1023.jpeg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.38.15-PM.jpeg 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25f2f6c3 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"25f2f6c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-invest\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bda35c1 elementor-widget elementor-widget-heading\" data-id=\"1bda35c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Solutions compl\u00e8tes de comptabilit\u00e9 et de tenue de livres<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dd94680 elementor-widget elementor-widget-text-editor\" data-id=\"1dd94680\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 <strong>Finances Barakat<\/strong>, nous fournissons <strong>des solutions de comptabilit\u00e9 et de tenue de livres pr\u00e9cises, opportunes et efficaces<\/strong> adapt\u00e9 aux besoins de votre entreprise.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1421baba elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1421baba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/comprehensive-accounting-bookkeeping-solutions\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-60c0c789\" data-id=\"60c0c789\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-231f50e3 elementor-widget elementor-widget-image\" data-id=\"231f50e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.36.26-PM-1024x684.jpeg\" class=\"attachment-large size-large wp-image-703\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.36.26-PM-1024x684.jpeg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.36.26-PM-600x401.jpeg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.36.26-PM-300x200.jpeg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.36.26-PM-768x513.jpeg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.36.26-PM-1536x1025.jpeg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.36.26-PM.jpeg 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67cee5e9 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"67cee5e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-business\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7826c09b elementor-widget elementor-widget-heading\" data-id=\"7826c09b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">\u00c9tats financiers personnalis\u00e9s <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c1213a2 elementor-widget elementor-widget-text-editor\" data-id=\"5c1213a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gain <strong>des renseignements financiers clairs<\/strong> avec notre expertise <strong>Comptes de r\u00e9sultat, bilans et \u00e9tats des flux de tr\u00e9sorerie<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-160968bc elementor-align-left elementor-widget elementor-widget-button\" data-id=\"160968bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/tailored-financial-statements-profit-loss-balance-sheets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-430deb07\" data-id=\"430deb07\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23bf063b elementor-widget elementor-widget-image\" data-id=\"23bf063b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"612\" height=\"408\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.40.57-PM.jpeg\" class=\"attachment-large size-large wp-image-708\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.40.57-PM.jpeg 612w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.40.57-PM-600x400.jpeg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-15-at-11.40.57-PM-300x200.jpeg 300w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-392c4fe9 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"392c4fe9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-deal\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ef1641e elementor-widget elementor-widget-heading\" data-id=\"1ef1641e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Analyse financi\u00e8re approfondie et pr\u00e9visions strat\u00e9giques<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37afd4cf elementor-widget elementor-widget-text-editor\" data-id=\"37afd4cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Barakat Financials va au-del\u00e0 des chiffres : nous offrons <strong>analyse et pr\u00e9visions financi\u00e8res strat\u00e9giques<\/strong> pour aider votre entreprise \u00e0 planifier son succ\u00e8s \u00e0 long terme.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dac6844 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"2dac6844\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/in-depth-financial-analysis-strategic-forecasting\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e94e299 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e94e299\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-121488b\" data-id=\"121488b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8ebfe7 elementor-widget elementor-widget-image\" data-id=\"d8ebfe7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-1-1024x683.jpg\" class=\"attachment-large size-large wp-image-43\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-1-1024x683.jpg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-1-600x400.jpg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-1-300x200.jpg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-1-768x512.jpg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-1-1536x1024.jpg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-1.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90207cb elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"90207cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-line\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c83fe4 elementor-widget elementor-widget-heading\" data-id=\"6c83fe4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Conformit\u00e9 \u00e0 la TPS\/TVQ sans tracas <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41ae197 elementor-widget elementor-widget-text-editor\" data-id=\"41ae197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La navigation dans la conformit\u00e9 \u00e0 la TPS\/TVQ peut \u00eatre complexe, mais nous y parvenons <strong>sans tracas<\/strong>. Notre \u00e9quipe s'assure que vos d\u00e9clarations de revenus soient faites <strong>avec pr\u00e9cision et dans les d\u00e9lais<\/strong>, \u00e9vitant les p\u00e9nalit\u00e9s et maximisant l'efficacit\u00e9 fiscale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6651e29 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"6651e29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/hassle-free-gst-qst-compliance-monthly-quarterly-returns\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2c26201\" data-id=\"2c26201\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a00d4e elementor-widget elementor-widget-image\" data-id=\"3a00d4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-2-1024x683.jpg\" class=\"attachment-large size-large wp-image-40\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-2-1024x683.jpg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-2-600x400.jpg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-2-300x200.jpg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-2-768x512.jpg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-2-1536x1024.jpg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-2.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f08249 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"5f08249\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-consult\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a60561 elementor-widget elementor-widget-heading\" data-id=\"6a60561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Solutions d'imp\u00f4t sur le revenu personnalis\u00e9es<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c21965e elementor-widget elementor-widget-text-editor\" data-id=\"c21965e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Optimisez vos obligations fiscales avec notre <strong>solutions fiscales personnalis\u00e9es<\/strong> pour les particuliers et les entreprises. Que vous ayez besoin d'aide avec <strong>planification fiscale des entreprises, d\u00e9claration de revenus des particuliers ou d\u00e9ductions.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11c72d7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"11c72d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/personalized-income-tax-solutions-individual-corporate\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7a2b7b7\" data-id=\"7a2b7b7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f0e440 elementor-widget elementor-widget-image\" data-id=\"4f0e440\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-6-1024x683.jpg\" class=\"attachment-large size-large wp-image-36\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-6-1024x683.jpg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-6-600x400.jpg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-6-300x200.jpg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-6-768x512.jpg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-6-1536x1024.jpg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Case-Image-6.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f43017 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"8f43017\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-graphic-2\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bd5fd1 elementor-widget elementor-widget-heading\" data-id=\"4bd5fd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Services de planification strat\u00e9gique d'entreprise et de faisabilit\u00e9 financi\u00e8re<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-367613e elementor-widget elementor-widget-text-editor\" data-id=\"367613e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tournez votre <strong>vision corporative en r\u00e9alit\u00e9<\/strong> avec nos services experts en planification financi\u00e8re. Nous \u00e9valuons les conditions du march\u00e9, \u00e9valuons les risques et d\u00e9veloppons <strong>\u00e9tudes de faisabilit\u00e9<\/strong> pour vous aider \u00e0 prendre des d\u00e9cisions \u00e9clair\u00e9es en mati\u00e8re d\u2019investissement et d\u2019expansion.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d820c4 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"5d820c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/strategic-business-planning-financial-feasibility-services-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7a0bd97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a0bd97\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9848419\" data-id=\"9848419\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad216f7 elementor-widget elementor-widget-image\" data-id=\"ad216f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/About-Us-Image-2-1024x683.jpg\" class=\"attachment-large size-large wp-image-12\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/About-Us-Image-2-1024x683.jpg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/About-Us-Image-2-600x400.jpg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/About-Us-Image-2-300x200.jpg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/About-Us-Image-2-768x512.jpg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/About-Us-Image-2-1536x1024.jpg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/About-Us-Image-2.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44130ae elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"44130ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-loan\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ea7296 elementor-widget elementor-widget-heading\" data-id=\"5ea7296\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Services d'\u00e9valuation d'entreprise sp\u00e9cialis\u00e9s<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97443d1 elementor-widget elementor-widget-text-editor\" data-id=\"97443d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Conna\u00eetre la vraie valeur de votre entreprise est essentiel pour <strong>investissements, fusions et acquisitions<\/strong>. Nos experts en \u00e9valuation d'entreprise effectuent <strong>\u00e9valuations financi\u00e8res approfondies<\/strong> en utilisant des m\u00e9thodologies standard de l'industrie pour d\u00e9terminer la juste valeur marchande de votre entreprise.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a4a748 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"8a4a748\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/https:\/\/expert-business-valuation-services-3\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-17a7d01\" data-id=\"17a7d01\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a5adb2 elementor-widget elementor-widget-image\" data-id=\"0a5adb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Hero-BG-1024x683.jpg\" class=\"attachment-large size-large wp-image-11\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Hero-BG-1024x683.jpg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Hero-BG-600x400.jpg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Hero-BG-300x200.jpg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Hero-BG-768x512.jpg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Hero-BG-1536x1024.jpg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Hero-BG.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b82d894 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"b82d894\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-commerce-1\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57a41bc elementor-widget elementor-widget-heading\" data-id=\"57a41bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Audits internes et conseils en mati\u00e8re de contr\u00f4le interne rigoureux<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c398ee5 elementor-widget elementor-widget-text-editor\" data-id=\"c398ee5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Prot\u00e9gez votre entreprise contre <strong>risques financiers et fraude<\/strong> avec notre <strong>services-conseils en audit interne et contr\u00f4le interne<\/strong>. Nous effectuons des v\u00e9rifications approfondies pour identifier les inefficacit\u00e9s et recommander des solutions pour am\u00e9liorer la gouvernance financi\u00e8re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d176968 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d176968\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/internal-audits-robust-internal-control-advisory-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fca23b0\" data-id=\"fca23b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76ccb37 elementor-widget elementor-widget-image\" data-id=\"76ccb37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-1-1024x683.jpg\" class=\"attachment-large size-large wp-image-39\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-1-1024x683.jpg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-1-600x400.jpg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-1-300x200.jpg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-1-768x512.jpg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-1-1536x1024.jpg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/Blog-Image-1.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd70c28 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"cd70c28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-deal\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-077a177 elementor-widget elementor-widget-heading\" data-id=\"077a177\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Services de gestion de la paie de bout en bout<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc513a6 elementor-widget elementor-widget-text-editor\" data-id=\"fc513a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Simplifiez le traitement de la paie avec notre <strong>services de gestion de la paie de bout en bout<\/strong>. De <strong>calculs de salaire aux d\u00e9ductions fiscales et aux d\u00e9p\u00f4ts directs<\/strong>, nous garantissons des op\u00e9rations de paie transparentes et conformes, afin que vous puissiez vous concentrer sur la croissance de votre entreprise.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c4c69e elementor-align-left elementor-widget elementor-widget-button\" data-id=\"0c4c69e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/end-to-end-payroll-management-services-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-10e963b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10e963b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-36a83fb\" data-id=\"36a83fb\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b5be55 elementor-widget elementor-widget-image\" data-id=\"7b5be55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.06.46-AM-1024x683.jpeg\" class=\"attachment-large size-large wp-image-716\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.06.46-AM-1024x683.jpeg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.06.46-AM-600x400.jpeg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.06.46-AM-300x200.jpeg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.06.46-AM-768x512.jpeg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.06.46-AM-1536x1024.jpeg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-16-at-12.06.46-AM.jpeg 1599w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6896b24 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"6896b24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money-3\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be96d95 elementor-widget elementor-widget-heading\" data-id=\"be96d95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Gestion et finances sur mesure <br>Conseil<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b8f5d1 elementor-widget elementor-widget-text-editor\" data-id=\"5b8f5d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>D\u00e9verrouillez de nouvelles occasions d'affaires avec notre <strong>services de consultation financi\u00e8re et de gestion<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6151310 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"6151310\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/bespoke-financial-management-consultancy-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-003646b\" data-id=\"003646b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c4e267 elementor-widget elementor-widget-image\" data-id=\"2c4e267\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image022-1024x682.jpg\" class=\"attachment-large size-large wp-image-201\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image022-1024x682.jpg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image022-600x400.jpg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image022-300x200.jpg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image022-768x512.jpg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image022-1536x1024.jpg 1536w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image022.jpg 2000w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dc7464 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"0dc7464\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-savings\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cf75cf elementor-widget elementor-widget-heading\" data-id=\"5cf75cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Services de gouvernance d'entreprise, de secr\u00e9tariat et de directeur financier virtuel<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d0688b elementor-widget elementor-widget-text-editor\" data-id=\"0d0688b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Assurer la conformit\u00e9 r\u00e9glementaire et <strong>leadership financier efficace<\/strong> avec notre <strong>services de gouvernance d'entreprise et de directeur financier virtuel<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7eb156 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"e7eb156\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/corporate-governance-secretarial-virtual-cfo-services-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">APPRENDRE ENCORE PLUS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-88150a0\" data-id=\"88150a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-77849169 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77849169\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-21d1f57\" data-id=\"21d1f57\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4296d6aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4296d6aa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-79b685de\" data-id=\"79b685de\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-257e9f85 elementor-widget elementor-widget-heading\" data-id=\"257e9f85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">PRENDRE RENDEZ-VOUS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e1081a4 elementor-widget elementor-widget-heading\" data-id=\"4e1081a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Prenez rendez-vous pour obtenir une solution rapide !<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3839f92e elementor-view-framed elementor-position-inline-start elementor-widget__width-auto elementor-widget-mobile__width-inherit elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3839f92e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAPPELEZ-NOUS N'IMPORTE QUEL MOMENT :\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t514-316-3-317\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-438f18d elementor-view-framed elementor-position-inline-start elementor-widget__width-auto elementor-widget-mobile__width-inherit elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"438f18d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-email1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tENVOYEZ-NOUS UN COURRIEL :\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tinfo@barakatfinancials.com\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-63758a95\" data-id=\"63758a95\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29e872f2 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"29e872f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image04-1024x683.jpg\" class=\"attachment-large size-large wp-image-214\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image04-1024x683.jpg 1024w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image04-600x400.jpg 600w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image04-300x200.jpg 300w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image04-768x512.jpg 768w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image04.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e1d113a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e1d113a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-db766e5\" data-id=\"db766e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f510979 elementor-widget elementor-widget-heading\" data-id=\"f510979\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">PROCESSUS DE TRAVAIL<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15f4387 elementor-widget elementor-widget-heading\" data-id=\"15f4387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nous suivons des \u00e9tapes simples pour un financement assur\u00e9<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9eb4def elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9eb4def\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-84f06c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"84f06c1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-07dd443\" data-id=\"07dd443\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-351c8e5 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"351c8e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d94569e elementor-widget elementor-widget-heading\" data-id=\"d94569e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Contactez notre agent<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f4321c elementor-widget elementor-widget-text-editor\" data-id=\"0f4321c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contactez notre agent et connectez-vous pour commencer votre parcours de protection financi\u00e8re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a14354e\" data-id=\"a14354e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-289a0f0 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"289a0f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9703dd elementor-widget elementor-widget-heading\" data-id=\"f9703dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Choisissez la meilleure politique<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1f264c elementor-widget elementor-widget-text-editor\" data-id=\"a1f264c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Choisissez la politique qui correspond le mieux \u00e0 vos besoins uniques et \u00e0 vos objectifs financiers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5fa7640\" data-id=\"5fa7640\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-502f6b9 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"502f6b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-453bb1a elementor-widget elementor-widget-heading\" data-id=\"453bb1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Assur\u00e9 avec une police d'assurance<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcb9df5 elementor-widget elementor-widget-text-editor\" data-id=\"bcb9df5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Assurez votre avenir financier en souscrivant d\u00e8s aujourd\u2019hui une assurance avec la police d\u2019assurance que vous avez choisie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cf88887 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf88887\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e73b7ce\" data-id=\"e73b7ce\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c63c6da elementor-widget elementor-widget-heading\" data-id=\"c63c6da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nos partenaires de confiance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-778e2e8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"778e2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-664a509c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"664a509c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-50061a37\" data-id=\"50061a37\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3509de8a elementor-widget elementor-widget-heading\" data-id=\"3509de8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ET R\u00c9PONSES<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6be8a2db elementor-widget elementor-widget-heading\" data-id=\"6be8a2db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quemment pos\u00e9es<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f18fb7 elementor-widget elementor-widget-heading\" data-id=\"0f18fb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Questions g\u00e9n\u00e9rales sur les imp\u00f4ts<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2243e043 elementor-widget elementor-widget-toggle\" data-id=\"2243e043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-5741\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5741\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quand dois-je produire ma d\u00e9claration de revenus des particuliers?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5741\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5741\"><p>L'imp\u00f4t sur le revenu des particuliers au Canada est calcul\u00e9 en fonction de l'ann\u00e9e civile pr\u00e9c\u00e9dente. La date limite de production des d\u00e9clarations de revenus des particuliers est <strong>Le 30 avril de chaque ann\u00e9e<\/strong>Le 30 avril de chaque ann\u00e9e. Les travailleurs autonomes et leurs conjoints ou conjoints de fait ont jusqu'\u00e0 <strong>16 juin de chaque ann\u00e9e<\/strong>, pour d\u00e9poser leurs d\u00e9clarations. Il est important de noter que tous les imp\u00f4ts dus doivent toujours \u00eatre pay\u00e9s avant le 30 avril de l\u2019ann\u00e9e. Le d\u00e9p\u00f4t tardif peut entra\u00eener des int\u00e9r\u00eats et des p\u00e9nalit\u00e9s sur les imp\u00f4ts impay\u00e9s.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-5742\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5742\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Je n'ai pas fait ma d\u00e9claration de revenus depuis des ann\u00e9es. Que dois-je faire?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5742\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5742\"><p>Si vous avez omis de produire vos imp\u00f4ts pendant plusieurs ann\u00e9es, il est essentiel de r\u00e9gler ce probl\u00e8me rapidement afin de minimiser les p\u00e9nalit\u00e9s et les int\u00e9r\u00eats potentiels. L'Agence du revenu du Canada (ARC) offre un Programme de divulgations volontaires (PDV) qui permet aux contribuables de se manifester et de corriger des d\u00e9clarations de revenus ou des omissions ant\u00e9rieures. Selon votre situation, des plans de paiement peuvent \u00eatre disponibles et vous pourriez avoir des cr\u00e9dits inutilis\u00e9s qui peuvent r\u00e9duire votre obligation fiscale. Nous vous recommandons de communiquer avec nous pour discuter de votre situation particuli\u00e8re et explorer la meilleure marche \u00e0 suivre.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-5743\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-5743\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Mon partenaire et moi voulons acheter une maison. Quelles sont nos options\u00a0?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5743\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-5743\"><p>La <strong>Compte d'\u00e9pargne-logement libre d'imp\u00f4t (FHSA)<\/strong> est un nouveau programme con\u00e7u pour aider les acheteurs d'une premi\u00e8re maison \u00e0 \u00e9conomiser pour leur premi\u00e8re maison. Vous pouvez contribuer jusqu'\u00e0 <strong>8 000 $ par ann\u00e9e<\/strong>, avec une limite \u00e0 vie de <strong>$40,000<\/strong>. Les cotisations sont d\u00e9ductibles des imp\u00f4ts et les retraits destin\u00e9s \u00e0 l\u2019achat d\u2019une premi\u00e8re maison sont exon\u00e9r\u00e9s d\u2019imp\u00f4t. De plus, le <strong>R\u00e9gime d'accession \u00e0 la propri\u00e9t\u00e9 (RAP)<\/strong> vous permet de retirer jusqu'\u00e0 <strong>$35,000<\/strong> de votre <strong>R\u00e9gime enregistr\u00e9 d'\u00e9pargne-retraite (REER)<\/strong> d\u2019acheter ou de construire une habitation admissible, avec l\u2019obligation de rembourser le montant retir\u00e9 sur une p\u00e9riode de 15 ans. Nous pouvons vous aider \u00e0 naviguer dans ces programmes et \u00e0 planifier financi\u00e8rement cette \u00e9tape importante.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-5744\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-5744\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quelles d\u00e9penses sont admissibles au cr\u00e9dit d\u2019imp\u00f4t pour la r\u00e9novation domiciliaire\u00a0?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5744\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-5744\"><p>La <strong>Cr\u00e9dit d'imp\u00f4t pour r\u00e9novation domiciliaire multig\u00e9n\u00e9rationnelle<\/strong> est un cr\u00e9dit remboursable qui s'applique aux d\u00e9penses admissibles engag\u00e9es pour des r\u00e9novations qui cr\u00e9ent une unit\u00e9 d'habitation secondaire pour permettre \u00e0 une personne admissible (une personne \u00e2g\u00e9e ou un adulte handicap\u00e9) de vivre avec un proche admissible. Les d\u00e9penses admissibles comprennent les mat\u00e9riaux de construction, les agencements, la location d\u2019\u00e9quipement, les permis et les services professionnels. Toutefois, les d\u00e9penses telles que l\u2019entretien courant, les appareils \u00e9lectrom\u00e9nagers et les frais de financement ne sont pas admissibles. Il est important de s\u2019assurer que tous les services professionnels sont fournis par des personnes inscrites aux fins de la TPS\/TVH et qu\u2019elles ne sont pas li\u00e9es au contribuable, sauf si certaines conditions sont remplies.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-5745\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-5745\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Qu'est-ce que le cr\u00e9dit d'imp\u00f4t pour la r\u00e9novation domiciliaire multig\u00e9n\u00e9rationnelle ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5745\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-5745\"><p>Introduit pour l'ann\u00e9e d'imposition 2023, le <strong>Cr\u00e9dit d'imp\u00f4t pour r\u00e9novation domiciliaire multig\u00e9n\u00e9rationnelle<\/strong> est un cr\u00e9dit remboursable qui permet aux familles de r\u00e9clamer 15 % des d\u00e9penses de r\u00e9novation admissibles, jusqu'\u00e0 un maximum de <strong>$50,000<\/strong>, ce qui donne lieu \u00e0 un cr\u00e9dit pouvant aller jusqu'\u00e0 <strong>$7,500<\/strong>. Les r\u00e9novations doivent avoir pour but de cr\u00e9er un logement secondaire pour accueillir un parent \u00e2g\u00e9 ou un enfant adulte handicap\u00e9. Les d\u00e9penses admissibles comprennent les co\u00fbts de main-d\u2019\u0153uvre, de mat\u00e9riaux de construction, d\u2019agencements et de location d\u2019\u00e9quipement. Ce cr\u00e9dit vise \u00e0 aider les familles \u00e0 offrir un espace de vie s\u00e9curitaire et accessible \u00e0 leurs proches.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-5746\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-5746\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Je planifie ma retraite. Devrais-je prendre ma retraite \u00e0 60 ou 65 ans ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5746\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-5746\"><p>Le choix du moment de la retraite d\u00e9pend de divers facteurs, notamment de votre situation financi\u00e8re, de votre sant\u00e9 et de vos objectifs personnels. Au Canada, vous pouvez commencer \u00e0 recevoir le <strong>R\u00e9gime de pensions du Canada (RPC)<\/strong> Les prestations du RPC peuvent \u00eatre vers\u00e9es d\u00e8s l\u2019\u00e2ge de 60 ans ou jusqu\u2019\u00e0 l\u2019\u00e2ge de 70 ans. De plus, l'admissibilit\u00e9 \u00e0 <strong>S\u00e9curit\u00e9 de la vieillesse (SV)<\/strong> les prestations commencent \u00e0 65 ans, avec des options de report jusqu'\u00e0 70 ans pour des paiements plus \u00e9lev\u00e9s. Nous vous recommandons de consulter nos conseillers financiers pour \u00e9valuer votre situation particuli\u00e8re et \u00e9laborer un r\u00e9gime de retraite adapt\u00e9 \u00e0 vos objectifs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-5747\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-5747\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Je pense \u00e0 investir, mais je ne sais pas par o\u00f9 commencer.<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5747\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-5747\"><p>L'investissement est un \u00e9l\u00e9ment cl\u00e9 de la cr\u00e9ation de richesse et de l'atteinte d'objectifs financiers. Au-del\u00e0 du commun\u00e9ment connu <strong>R\u00e9gimes enregistr\u00e9s d'\u00e9pargne-retraite (REER)<\/strong> et <strong>Comptes d'\u00e9pargne libre d'imp\u00f4t (CELI)<\/strong>, il existe d\u2019autres v\u00e9hicules d\u2019investissement comme <strong>R\u00e9gimes enregistr\u00e9s d\u2019\u00e9pargne-\u00e9tudes (REEE)<\/strong>, <strong>Soci\u00e9t\u00e9s de placement immobilier (FPI)<\/strong>, et divers types de fonds communs de placement et de fonds n\u00e9goci\u00e9s en bourse (FNB). Chaque option d\u2019investissement comporte son propre ensemble d\u2019avantages, de risques et d\u2019implications fiscales. Nos experts peuvent vous fournir des conseils personnalis\u00e9s pour vous aider \u00e0 \u00e9laborer une strat\u00e9gie d\u2019investissement adapt\u00e9e \u00e0 votre situation financi\u00e8re et \u00e0 vos objectifs, peu importe la taille de votre budget.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-5748\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-5748\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quel est le cr\u00e9dit d'imp\u00f4t pour la garde d'enfants?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5748\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-5748\"><p>Au Qu\u00e9bec, le gouvernement offre une <strong>cr\u00e9dit d'imp\u00f4t remboursable pour frais de garde d'enfants<\/strong> pour aider les familles \u00e0 payer les frais de garde d\u2019enfants. Les d\u00e9penses admissibles comprennent les frais pay\u00e9s aux garderies, aux garderies et aux fournisseurs de services de garde d\u2019enfants. Le taux du cr\u00e9dit varie en fonction du revenu familial, les familles \u00e0 faible revenu recevant un pourcentage plus \u00e9lev\u00e9 de leurs d\u00e9penses, jusqu'\u00e0 un maximum de <strong>75%<\/strong>. Il est important de noter que les services de garde d\u2019enfants publics et priv\u00e9s peuvent b\u00e9n\u00e9ficier de ce cr\u00e9dit, ce qui rend potentiellement les services de garde priv\u00e9s aussi abordables que les options publiques, selon votre niveau de revenu. Nos fiscalistes peuvent vous aider \u00e0 d\u00e9terminer votre admissibilit\u00e9 et \u00e0 maximiser les avantages de ce cr\u00e9dit.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"When is my personal income tax return due?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Personal income taxes in Canada are calculated based on the previous calendar year. The deadline for filing personal tax returns is <strong>April 30, of each year<\\\/strong>. Self-employed individuals and their spouses or common-law partners have until <strong>June 16, of each year<\\\/strong>, to file their returns. It&#8217;s important to note that any taxes owed are still due by April 30, of the year. Filing late may result in interest charges and penalties on any outstanding taxes.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"I haven\\u2019t filed my taxes in years. What should I do?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>If you&#8217;ve missed filing your taxes for multiple years, it&#8217;s crucial to address this promptly to minimize potential penalties and interest. The Canada Revenue Agency (CRA) offers a Voluntary Disclosures Program (VDP) that allows taxpayers to come forward and correct previous tax filings or omissions. Depending on your situation, there may be payment plans available, and you might have unused credits that can reduce your tax liability. We recommend contacting us to discuss your specific circumstances and explore the best course of action.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"My partner and I want to buy a home. What are our options?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The <strong>Tax-Free First Home Savings Account (FHSA)<\\\/strong> is a new program designed to help first-time homebuyers save for their first home. You can contribute up to <strong>$8,000 per year<\\\/strong>, with a lifetime limit of <strong>$40,000<\\\/strong>. Contributions are tax-deductible, and withdrawals for the purpose of purchasing a first home are tax-free. Additionally, the <strong>Home Buyers&#8217; Plan (HBP)<\\\/strong> allows you to withdraw up to <strong>$35,000<\\\/strong> from your <strong>Registered Retirement Savings Plan (RRSP)<\\\/strong> to buy or build a qualifying home, with the requirement to repay the withdrawn amount over a 15-year period. We can assist you in navigating these programs and planning financially for this significant milestone.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What expenditures qualify for the Home Renovation Tax Credit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The <strong>Multigenerational Home Renovation Tax Credit<\\\/strong> is a refundable credit that applies to eligible expenses incurred for renovations that create a secondary dwelling unit to allow an eligible person (a senior or an adult with a disability) to live with a qualifying relation. Qualifying expenses include building materials, fixtures, equipment rentals, permits, and professional services. However, expenses such as routine maintenance, household appliances, and financing costs do not qualify. It&#8217;s important to ensure that any professional services are provided by individuals registered for GST\\\/HST purposes and that they are not related to the taxpayer unless certain conditions are met.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What is the Multigenerational Home Renovation Tax Credit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Introduced for the 2023 tax year, the <strong>Multigenerational Home Renovation Tax Credit<\\\/strong> is a refundable credit that allows families to claim 15% of eligible renovation expenses, up to a maximum of <strong>$50,000<\\\/strong>, resulting in a credit of up to <strong>$7,500<\\\/strong>. The renovations must be intended to create a secondary dwelling unit to accommodate a senior parent or a disabled adult child. Eligible expenses include costs for labor, building materials, fixtures, and equipment rentals. This credit aims to support families in providing a safe and accessible living space for their loved ones.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"I\\u2019m planning my retirement. Should I retire at 60 or 65?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Deciding when to retire depends on various factors, including your financial situation, health, and personal goals. In Canada, you can start receiving the <strong>Canada Pension Plan (CPP)<\\\/strong> benefits as early as age 60 or as late as age 70. Taking CPP early will result in a reduced monthly benefit, while delaying it increases the benefit. Additionally, eligibility for <strong>Old Age Security (OAS)<\\\/strong> benefits begins at age 65, with options to defer up to age 70 for increased payments. We recommend consulting with our financial advisors to assess your specific circumstances and develop a retirement plan that aligns with your objectives.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"I\\u2019m thinking of investing but don\\u2019t know where to start.\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Investing is a key component of building wealth and achieving financial goals. Beyond the commonly known <strong>Registered Retirement Savings Plans (RRSPs)<\\\/strong> and <strong>Tax-Free Savings Accounts (TFSAs)<\\\/strong>, there are other investment vehicles such as <strong>Registered Education Savings Plans (RESPs)<\\\/strong>, <strong>Real Estate Investment Trusts (REITs)<\\\/strong>, and various types of mutual funds and exchange-traded funds (ETFs). Each investment option has its own set of benefits, risks, and tax implications. Our experts can provide personalized advice to help you develop an investment strategy tailored to your financial situation and goals, regardless of the size of your budget.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What is the tax credit for childcare expenses?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>In Qu\\u00e9bec, the government offers a <strong>refundable tax credit for childcare expenses<\\\/strong> to assist families with the cost of childcare. Eligible expenses include fees paid to daycare centers, nursery schools, and caregivers providing childcare services. The credit rate varies based on family income, with lower-income families receiving a higher percentage of their expenses back, up to a maximum of <strong>75%<\\\/strong>. It&#8217;s important to note that both public and private childcare services can qualify for this credit, potentially making private daycare as affordable as public options, depending on your income level. Our tax professionals can help you determine your eligibility and maximize the benefits of this credit.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-445c247 elementor-widget elementor-widget-heading\" data-id=\"445c247\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Pour les \u00e9tudiants<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cefa834 elementor-widget elementor-widget-toggle\" data-id=\"cefa834\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2171\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2171\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Est-ce que je r\u00e9cup\u00e8re de l'argent sur mon cr\u00e9dit de frais de scolarit\u00e9 ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2171\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2171\"><p>La <strong>cr\u00e9dit d'imp\u00f4t pour frais de scolarit\u00e9<\/strong> est un <strong>non remboursable<\/strong> cr\u00e9dit, ce qui signifie qu'il peut r\u00e9duire votre imp\u00f4t \u00e0 payer \u00e0 z\u00e9ro, mais ne peut pas cr\u00e9er de remboursement. Si vos cr\u00e9dits d\u2019imp\u00f4t pour frais de scolarit\u00e9 d\u00e9passent votre imp\u00f4t \u00e0 payer pour l\u2019ann\u00e9e, la partie inutilis\u00e9e peut \u00eatre report\u00e9e aux ann\u00e9es futures ou transf\u00e9r\u00e9e \u00e0 un conjoint, un parent ou un grand-parent, jusqu\u2019\u00e0 certaines limites. Par exemple, si vous avez pay\u00e9 <strong>$5,000<\/strong> en frais de scolarit\u00e9 pour l'ann\u00e9e d'imposition 2024, vous pourriez \u00eatre admissible \u00e0 un cr\u00e9dit f\u00e9d\u00e9ral de <strong>$750<\/strong> (<strong>5 000 $ x 15 %<\/strong>) et un cr\u00e9dit provincial du Qu\u00e9bec de <strong>$400<\/strong> (<strong>5 000 $ x 8 %<\/strong>), totalisant <strong>$1,150<\/strong>.<\/p><p>Supposons que vous devez 1 500 $ d\u2019imp\u00f4ts pour l\u2019ann\u00e9e. Un cr\u00e9dit d'imp\u00f4t de 1 150 $ serait appliqu\u00e9 directement pour r\u00e9duire ce montant. Si votre cr\u00e9dit d'imp\u00f4t total d\u00e9passe ce que vous devez, la partie inutilis\u00e9e peut \u00eatre report\u00e9e aux ann\u00e9es d'imposition futures.<\/p><p>En tant qu'\u00e9tudiant international payant des frais de scolarit\u00e9 allant jusqu'\u00e0 100 000 $, vous pourriez avoir droit \u00e0 des cr\u00e9dits d'imp\u00f4t substantiels pour les frais de scolarit\u00e9. Ces cr\u00e9dits peuvent \u00eatre accumul\u00e9s et report\u00e9s, ce qui vous permet de les appliquer dans les ann\u00e9es \u00e0 venir lorsque vous commencerez \u00e0 travailler au Canada.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2172\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2172\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Je suis un \u00e9tudiant international. Dois-je produire une d\u00e9claration de revenus?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2172\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2172\"><p>En tant qu'\u00e9tudiant international au Canada, vos obligations en mati\u00e8re de d\u00e9claration de revenus d\u00e9pendent de votre <strong>statut de r\u00e9sidence<\/strong> \u00e0 des fins fiscales, qui sont d\u00e9termin\u00e9es par les liens de r\u00e9sidence que vous \u00e9tablissez au Canada. La plupart des \u00e9tudiants internationaux sont consid\u00e9r\u00e9s <strong>r\u00e9sidents<\/strong> ou <strong>r\u00e9sidents r\u00e9put\u00e9s<\/strong> \u00e0 des fins fiscales. Si vous avez gagn\u00e9 un revenu provenant d\u2019un emploi, de bourses d\u2019\u00e9tudes, de subventions ou d\u2019int\u00e9r\u00eats, vous devez produire une d\u00e9claration de revenus canadienne. M\u00eame si vous n'avez pas de revenu, il est avantageux de produire une d\u00e9claration de revenus, car vous pourriez avoir droit \u00e0 certains remboursements ou cr\u00e9dits, comme le <strong>Cr\u00e9dit pour la taxe sur les produits et services (TPS)<\/strong> et le <strong>Cr\u00e9dit d'imp\u00f4t pour solidarit\u00e9 du Qu\u00e9bec<\/strong>. Le d\u00e9p\u00f4t d'une demande garantit \u00e9galement que votre admissibilit\u00e9 \u00e0 ces prestations est maintenue.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2173\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2173\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">De quels documents ai-je besoin pour produire ma d\u00e9claration de revenus\u00a0?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2173\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2173\"><p>Pour produire votre d\u00e9claration de revenus au Canada, rassemblez les documents suivants\u00a0:<\/p><ul><li><strong>Num\u00e9ro d'assurance sociale (NAS)<\/strong> ou <strong>Num\u00e9ro d'identification fiscale individuel (ITN)<\/strong>:Requis \u00e0 des fins d'identification.<\/li><li><strong>Bulletins de revenus<\/strong>:<ul><li><strong>T4<\/strong>: D\u00e9claration de r\u00e9mun\u00e9ration vers\u00e9e (si vous \u00e9tiez salari\u00e9).<\/li><li><strong>T4A<\/strong>Relev\u00e9 de pension, de retraite, de rente et d\u2019autres revenus (pour les bourses d\u2019\u00e9tudes, les subventions ou les subventions).<\/li><\/ul><\/li><li><strong>Montants des frais de scolarit\u00e9 et d'\u00e9ducation<\/strong>:<ul><li><strong>T2202<\/strong>: Certificat de scolarit\u00e9 et d'inscription de votre \u00e9tablissement d'enseignement.<\/li><\/ul><\/li><li><strong>Recettes<\/strong>:<ul><li>Cartes de transport, frais de d\u00e9m\u00e9nagement, frais m\u00e9dicaux, dons de bienfaisance et autres d\u00e9penses d\u00e9ductibles.<\/li><\/ul><\/li><li><strong>R\u00e9sidents du Qu\u00e9bec<\/strong>:<ul><li><strong>Feuillet RL-8<\/strong>:Pour les montants li\u00e9s aux bourses d\u2019\u00e9tudes ou aux subventions.<\/li><li><strong>Feuillet RL-31<\/strong>:D\u00e9livr\u00e9 par votre propri\u00e9taire, indiquant votre r\u00e9sidence principale pour le cr\u00e9dit d'imp\u00f4t solidarit\u00e9.<\/li><\/ul><\/li><\/ul><p>Assurez-vous de tenir tous les documents et re\u00e7us pertinents organis\u00e9s pour remplir avec pr\u00e9cision votre d\u00e9claration de revenus.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2174\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2174\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Devrais-je produire une d\u00e9claration m\u00eame si je n'ai pas d'emploi ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2174\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2174\"><p>Oui, m\u00eame si vous n\u2019avez pas de revenus d\u2019emploi, il est conseill\u00e9 de produire une d\u00e9claration de revenus. En soumettant votre demande, vous pourriez devenir admissible \u00e0 des prestations et \u00e0 des cr\u00e9dits tels que <strong>Cr\u00e9dit pour TPS\/TVH<\/strong> et, pour les r\u00e9sidents du Qu\u00e9bec, le <strong>Cr\u00e9dit d'imp\u00f4t pour la solidarit\u00e9<\/strong>. Ces cr\u00e9dits peuvent fournir une aide financi\u00e8re et ne sont accessibles que si vous produisez une d\u00e9claration de revenus.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2175\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2175\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Puis-je produire une d\u00e9claration de revenus pour les ann\u00e9es pr\u00e9c\u00e9dentes o\u00f9 j'ai s\u00e9journ\u00e9 au Canada?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2175\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2175\"><p>Oui, vous pouvez produire des d\u00e9clarations de revenus pour les ann\u00e9es pr\u00e9c\u00e9dentes, \u00e0 condition d'avoir la documentation n\u00e9cessaire pour ces ann\u00e9es. Il est important de d\u00e9poser toute d\u00e9claration manqu\u00e9e d\u00e8s que possible afin d'assurer la conformit\u00e9 et de r\u00e9clamer tout remboursement ou cr\u00e9dit potentiel auquel vous pourriez avoir droit.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2176\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2176\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Dois-je d\u00e9clarer l'argent que je re\u00e7ois de mes parents ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2176\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2176\"><p>Non, le soutien financier re\u00e7u de vos parents est g\u00e9n\u00e9ralement consid\u00e9r\u00e9 comme un don et n\u2019est pas imposable au Canada. Vous n\u2019avez donc pas besoin de d\u00e9clarer cet argent dans votre d\u00e9claration d\u2019imp\u00f4ts.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2177\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2177\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Dois-je d\u00e9clarer l'argent que je re\u00e7ois sous forme de bourses d'\u00e9tudes et de subventions ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2177\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2177\"><p>Oui, vous devez d\u00e9clarer les montants re\u00e7us sous forme de bourses d'\u00e9tudes, de subventions et de subventions dans votre d\u00e9claration de revenus. Cependant, ces montants sont g\u00e9n\u00e9ralement <strong>non imposable<\/strong> si vous \u00eates inscrit \u00e0 un programme qui vous donne droit \u00e0 la <strong>montant des \u00e9tudes \u00e0 temps plein<\/strong>. Il est essentiel de d\u00e9clarer ces montants avec pr\u00e9cision pour d\u00e9terminer votre admissibilit\u00e9 \u00e0 certains cr\u00e9dits et pour reporter tout montant de frais de scolarit\u00e9 inutilis\u00e9.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Do I get money back from my tuition credit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The <strong>tuition tax credit<\\\/strong> is a <strong>non-refundable<\\\/strong> credit, meaning it can reduce your tax payable to zero but cannot create a refund. If your tuition credits exceed your tax payable for the year, the unused portion can be carried forward to future years or transferred to a spouse, parent, or grandparent, up to certain limits. For example, if you paid <strong>$5,000<\\\/strong> in tuition for the 2024 tax year, you could be eligible for a federal credit of <strong>$750<\\\/strong> (<strong>$5,000 x 15%<\\\/strong>) and a Qu\\u00e9bec provincial credit of <strong>$400<\\\/strong> (<strong>$5,000 x 8%<\\\/strong>), totaling <strong>$1,150<\\\/strong>.<\\\/p><p>Suppose you owe $1,500 in taxes for the year. A tax credit of $1,150 would be applied directly to reduce this amount. If your total tax credit exceeds what you owe, the unused portion can be carried forward to future tax years.<\\\/p><p>As an international student paying tuition fees of up to $100,000, you may qualify for substantial tuition tax credits. These credits can be accumulated and carried forward, allowing you to apply them in future years when you begin working in Canada.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"I\\u2019m an international student. Do I need to file a tax return?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>As an international student in Canada, your tax filing obligations depend on your <strong>residency status<\\\/strong> for tax purposes, which is determined by the residential ties you establish in Canada. Most international students are considered <strong>residents<\\\/strong> or <strong>deemed residents<\\\/strong> for tax purposes. If you earned income from employment, scholarships, bursaries, or interest, you are required to file a Canadian income tax return. Even if you had no income, filing a tax return is beneficial, as you may be eligible for certain refunds or credits, such as the <strong>Goods and Services Tax (GST) credit<\\\/strong> and the <strong>Qu\\u00e9bec Solidarity Tax Credit<\\\/strong>. Filing also ensures that your eligibility for these benefits is maintained.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What documents do I need to file my taxes?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>To file your taxes in Canada, gather the following documents:<\\\/p><ul><li><strong>Social Insurance Number (SIN)<\\\/strong> or <strong>Individual Tax Number (ITN)<\\\/strong>: Required for identification purposes.<\\\/li><li><strong>Income Slips<\\\/strong>:<ul><li><strong>T4<\\\/strong>: Statement of Remuneration Paid (if you were employed).<\\\/li><li><strong>T4A<\\\/strong>: Statement of Pension, Retirement, Annuity, and Other Income (for scholarships, bursaries, or grants).<\\\/li><\\\/ul><\\\/li><li><strong>Tuition and Education Amounts<\\\/strong>:<ul><li><strong>T2202<\\\/strong>: Tuition and Enrolment Certificate from your educational institution.<\\\/li><\\\/ul><\\\/li><li><strong>Receipts<\\\/strong>:<ul><li>Transit passes, moving expenses, medical expenses, charitable donations, and other deductible expenses.<\\\/li><\\\/ul><\\\/li><li><strong>Qu\\u00e9bec Residents<\\\/strong>:<ul><li><strong>RL-8 Slip<\\\/strong>: For amounts related to scholarships or bursaries.<\\\/li><li><strong>RL-31 Slip<\\\/strong>: Issued by your landlord, indicating your principal residence for the solidarity tax credit.<\\\/li><\\\/ul><\\\/li><\\\/ul><p>Ensure you keep all relevant documents and receipts organized to accurately complete your tax return.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do I have to file even if I don\\u2019t have a job?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, even if you have no employment income, it&#8217;s advisable to file a tax return. By filing, you may become eligible for benefits and credits such as the <strong>GST\\\/HST credit<\\\/strong> and, for Qu\\u00e9bec residents, the <strong>Solidarity Tax Credit<\\\/strong>. These credits can provide financial assistance and are only accessible if you file a tax return.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can I file taxes for previous years that I was in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, you can file tax returns for previous years, provided you have the necessary documentation for those years. It&#8217;s important to file any missed returns as soon as possible to ensure compliance and to claim any potential refunds or credits you may be entitled to.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do I need to declare money I receive from my parents?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>No, financial support received from your parents is generally considered a gift and is not taxable in Canada. Therefore, you do not need to declare this money on your tax return.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do I need to declare money I receive through scholarships and bursaries?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, you must report the amounts received from scholarships, bursaries, and grants on your tax return. However, these amounts are typically <strong>non-taxable<\\\/strong> if you are enrolled in a program that entitles you to claim the <strong>full-time education amount<\\\/strong>. It&#8217;s essential to report these amounts accurately to determine your eligibility for certain credits and to carry forward any unused tuition amounts.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d5df551\" data-id=\"d5df551\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-72e868ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72e868ae\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ce2ea9c\" data-id=\"ce2ea9c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3621a6c elementor-widget elementor-widget-heading\" data-id=\"3621a6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Des questions ? Demandez-nous !!<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-693177b elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"693177b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;button_width&quot;:&quot;40&quot;,&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-no-translation=\"\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-693177b{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8b312b elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"d8b312b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;button_width&quot;:&quot;60&quot;,&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-no-translation=\"\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" aria-label=\"New Form\" novalidate=\"\" action=\"\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"97\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"d8b312b\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tName\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Ton nom..\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Votre e-mail..\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-number elementor-field-group elementor-column elementor-field-group-field_de12c98 elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_de12c98\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPhone No\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"form_fields[field_de12c98]\" id=\"form-field-field_de12c98\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Num\u00e9ro de t\u00e9l\u00e9phone..\" required=\"required\" min=\"\" max=\"\" >\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_7d3d29f elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_7d3d29f\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tSubject\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_7d3d29f]\" id=\"form-field-field_7d3d29f\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Votre sujet..\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-field_d183aa0 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_d183aa0\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tMessage\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[field_d183aa0]\" id=\"form-field-field_d183aa0\" rows=\"6\" placeholder=\"Entrez votre message..\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-60 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ENVOYER UN MESSAGE<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"fr\"\/><\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bfcf41c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2bfcf41c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6dd82ea4\" data-id=\"6dd82ea4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-482e6753 elementor-widget elementor-widget-image\" data-id=\"482e6753\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"560\" height=\"570\" src=\"https:\/\/mail.barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image021.jpg\" class=\"attachment-medium_large size-medium_large wp-image-222\" alt=\"\" srcset=\"https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image021.jpg 560w, https:\/\/barakatfinancials.com\/wp-content\/uploads\/2025\/02\/image021-295x300.jpg 295w\" sizes=\"(max-width: 560px) 100vw, 560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45230c95 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"45230c95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-quote-left\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M464 256h-80v-64c0-35.3 28.7-64 64-64h8c13.3 0 24-10.7 24-24V56c0-13.3-10.7-24-24-24h-8c-88.4 0-160 71.6-160 160v240c0 26.5 21.5 48 48 48h128c26.5 0 48-21.5 48-48V304c0-26.5-21.5-48-48-48zm-288 0H96v-64c0-35.3 28.7-64 64-64h8c13.3 0 24-10.7 24-24V56c0-13.3-10.7-24-24-24h-8C71.6 32 0 103.6 0 192v240c0 26.5 21.5 48 48 48h128c26.5 0 48-21.5 48-48V304c0-26.5-21.5-48-48-48z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDonnez-nous une chance de le prouver !\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tQuelle que soit la complexit\u00e9 de vos besoins financiers, notre \u00e9quipe est l\u00e0 pour vous fournir des conseils d'experts et des solutions sur mesure.\nSi vous avez des questions et pr\u00e9f\u00e9rez parler \u00e0 quelqu\u2019un en temps r\u00e9el, on est l\u00e0 pour vous aider\u00a0! Contactez-nous directement ou passez nous voir pendant nos heures d'ouverture. Notre \u00e9quipe exp\u00e9riment\u00e9e est pr\u00eate \u00e0 vous aider avec tous vos besoins comptables et fiscaux, y compris la tenue de livres pour petites entreprises, les d\u00e9clarations de revenus, la constitution d'entreprises et des conseils financiers personnalis\u00e9s. Trouvons les meilleures solutions pour votre situation unique.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6309eb9e\" data-id=\"6309eb9e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cb93289 elementor-widget elementor-widget-heading\" data-id=\"1cb93289\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">FAQS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1f5856 elementor-widget elementor-widget-heading\" data-id=\"f1f5856\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Pour les non-r\u00e9sidents<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d16c76c elementor-widget elementor-widget-toggle\" data-id=\"d16c76c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2191\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2191\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Option 1 : Versement de 25 % du loyer brut<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2191\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2191\"><p>En tant que non-r\u00e9sident gagnant un revenu locatif provenant d'une propri\u00e9t\u00e9 au Canada, l'obligation fiscale par d\u00e9faut est une <strong>25 % de retenue \u00e0 la source<\/strong> sur le <strong>revenu locatif brut<\/strong>. Le payeur (locataire ou gestionnaire immobilier) est responsable de la retenue de cette taxe et de sa remise au <strong>Agence du revenu du Canada (ARC)<\/strong> au plus tard le 15e jour du mois suivant le mois au cours duquel le loyer a \u00e9t\u00e9 pay\u00e9 ou cr\u00e9dit\u00e9. \u00c0 la fin de l'ann\u00e9e, le payeur doit vous fournir un <strong>Glissement NR4<\/strong>, d\u00e9taillant le revenu locatif total et le montant de l'imp\u00f4t retenu. Cette retenue \u00e0 la source est g\u00e9n\u00e9ralement consid\u00e9r\u00e9e comme votre obligation fiscale finale sur les revenus locatifs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-2192\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2192\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Option 2 : Choix en vertu de l'article 216 de verser 25 % du loyer net<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2192\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2192\"><p>Pour r\u00e9duire potentiellement votre obligation fiscale, vous pouvez choisir d'\u00eatre impos\u00e9 sur votre <strong>revenu net de location<\/strong> (revenu locatif brut moins d\u00e9penses permises) en d\u00e9posant un choix en vertu <strong>Article 216 de la Loi de l'imp\u00f4t sur le revenu<\/strong>. Pour ce faire, vous et votre agent canadien (un r\u00e9sident du Canada qui g\u00e8re votre bien locatif) devez remplir et soumettre <strong>Formulaire NR6<\/strong> \u00e0 l'ARC pour approbation <strong>avant l'\u00e9ch\u00e9ance du premier versement de loyer de l'ann\u00e9e<\/strong>. Une fois approuv\u00e9, votre agent peut retenir 25 % d'imp\u00f4t sur le <strong>revenu net de location<\/strong> au lieu du montant brut. Vous \u00eates ensuite tenu de d\u00e9poser une <strong>D\u00e9claration de revenus de l'article 216<\/strong> par <strong>30 juin de l'ann\u00e9e suivante<\/strong> pour d\u00e9clarer les revenus et les d\u00e9penses locatives. Cette approche vous permet de d\u00e9duire des d\u00e9penses telles que les taxes fonci\u00e8res, les int\u00e9r\u00eats hypoth\u00e9caires, les assurances et les frais d'entretien, ce qui peut potentiellement entra\u00eener une r\u00e9duction de l'imp\u00f4t global \u00e0 payer.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Option 1: Remitting 25% of Gross Rent\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>As a non-resident earning rental income from property in Canada, the default tax obligation is a <strong>25% withholding tax<\\\/strong> on the <strong>gross rental income<\\\/strong>. The payer (tenant or property manager) is responsible for withholding this tax and remitting it to the <strong>Canada Revenue Agency (CRA)<\\\/strong> by the 15th day of the month following the month in which the rent was paid or credited. At the end of the year, the payer should provide you with an <strong>NR4 slip<\\\/strong>, detailing the total rental income and the amount of tax withheld. This withholding tax is generally considered your final tax obligation on the rental income.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Option 2: Electing Under Section 216 to Remit 25% of Net Rent\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>To potentially reduce your tax liability, you can elect to be taxed on your <strong>net rental income<\\\/strong> (gross rental income minus allowable expenses) by filing an election under <strong>Section 216 of the Income Tax Act<\\\/strong>. To do this, you and your Canadian agent (a resident of Canada who manages your rental property) must complete and submit <strong>Form NR6<\\\/strong> to the CRA for approval <strong>before the first rental payment of the year is due<\\\/strong>. Once approved, your agent can withhold 25% tax on the <strong>net rental income<\\\/strong> instead of the gross amount. You are then required to file a <strong>Section 216 income tax return<\\\/strong> by <strong>June 30th of the following year<\\\/strong> to report the rental income and expenses. This approach allows you to deduct expenses such as property taxes, mortgage interest, insurance, and maintenance costs, potentially resulting in a lower overall tax liability.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-531d2641 elementor-widget elementor-widget-heading\" data-id=\"531d2641\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Pour les travailleurs autonomes<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a35699 elementor-widget elementor-widget-toggle\" data-id=\"6a35699\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1111\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1111\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Qui est consid\u00e9r\u00e9 comme un travailleur autonome ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1111\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1111\"><p>Un travailleur autonome est une personne qui exploite sa propre entreprise ou profession en tant que propri\u00e9taire unique ou entrepreneur ind\u00e9pendant. Cela inclut les pigistes, les consultants et les propri\u00e9taires de petites entreprises dans divers secteurs. Au Canada, les travailleurs autonomes sont tenus de d\u00e9clarer leurs revenus et d\u00e9penses d'entreprise dans leurs d\u00e9clarations de revenus personnelles et sont assujettis \u00e0 des obligations fiscales sp\u00e9cifiques, notamment le paiement de <strong>R\u00e9gime de pensions du Canada (RPC)<\/strong> contributions.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1112\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1112\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Ma petite entreprise n\u2019a pas d\u2019employ\u00e9s. Dois-je produire une d\u00e9claration de revenus d'entreprise?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1112\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1112\"><p>Oui, m\u00eame si votre petite entreprise n\u2019a pas d\u2019employ\u00e9s, vous \u00eates tenu de d\u00e9clarer vos revenus et vos d\u00e9penses d\u2019entreprise. Si vous op\u00e9rez en tant que <strong>propri\u00e9taire unique<\/strong> ou dans un <strong>partenariat<\/strong>, vous d\u00e9clarerez vos revenus d'entreprise dans votre d\u00e9claration de revenus personnelle en utilisant le **formulaire T212<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1113\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1113\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quelles d\u00e9penses puis-je d\u00e9duire en tant que propri\u00e9taire d'entreprise\u00a0?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1113\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1113\"><p>En tant que propri\u00e9taire d'entreprise au Canada, vous pouvez d\u00e9duire diverses d\u00e9penses engag\u00e9es pour gagner un revenu. Les d\u00e9penses d\u00e9ductibles courantes comprennent\u00a0:<\/p><ul><li><strong>Co\u00fbts de publicit\u00e9 et de marketing<\/strong>:Les d\u00e9penses li\u00e9es \u00e0 la promotion de votre entreprise, comme les publicit\u00e9s dans les journaux canadiens, sur les stations de t\u00e9l\u00e9vision et de radio canadiennes et la publicit\u00e9 num\u00e9rique.<\/li><li><strong>Logiciels et abonnements<\/strong>: Co\u00fbts des licences et des abonnements de logiciels essentiels \u00e0 vos op\u00e9rations commerciales.<\/li><li><strong>Frais juridiques et professionnels<\/strong>: Honoraires pay\u00e9s pour des services juridiques, comptables et autres services professionnels.<\/li><li><strong>Frais de v\u00e9hicule<\/strong>: Si vous utilisez un v\u00e9hicule \u00e0 des fins professionnelles, vous pouvez d\u00e9duire une partie des d\u00e9penses comme le carburant, l\u2019entretien, l\u2019assurance et les frais de location.<\/li><li><strong>Co\u00fbts financiers et d'emprunt<\/strong>:Int\u00e9r\u00eats sur les pr\u00eats contract\u00e9s \u00e0 des fins commerciales et frais bancaires connexes.<\/li><li><strong>D\u00e9penses en capital<\/strong>:Les investissements dans des actifs tels que des meubles, de l\u2019\u00e9quipement et du mat\u00e9riel peuvent \u00eatre d\u00e9duits au fil du temps gr\u00e2ce \u00e0 la d\u00e9duction pour amortissement.<\/li><li><strong>Fournitures de bureau<\/strong>:Des articles tels que de la papeterie, de l\u2019encre d\u2019imprimante et d\u2019autres fournitures quotidiennes.<\/li><li><strong>Utilitaires<\/strong>: D\u00e9penses de chauffage, d'\u00e9lectricit\u00e9 et d'eau. Si vous exploitez votre entreprise \u00e0 domicile, vous pouvez d\u00e9duire une partie de ces frais correspondant \u00e0 l'espace de travail utilis\u00e9.<\/li><\/ul><p>Il est important de noter que les d\u00e9penses personnelles ne sont pas d\u00e9ductibles. Seule la partie d'une d\u00e9pense li\u00e9e \u00e0 l'entreprise peut \u00eatre r\u00e9clam\u00e9e. Pour une liste compl\u00e8te des d\u00e9penses d\u00e9ductibles et des directives d\u00e9taill\u00e9es, consultez la <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/businesses\/topics\/sole-proprietorships-partnerships\/business-expenses.html\">Documentation officielle de l'Agence du revenu du Canada (ARC)<\/a>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1114\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1114\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quels services sont inclus dans vos offres de paie ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1114\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1114\"><p>Nos services de paie complets sont con\u00e7us pour simplifier votre processus de paie et assurer la conformit\u00e9 aux r\u00e9glementations f\u00e9d\u00e9rales et provinciales. Nos services comprennent\u00a0:<\/p><ul><li><strong>Calcul des retenues \u00e0 la source<\/strong>: D\u00e9terminer avec pr\u00e9cision les d\u00e9ductions telles que les cotisations au R\u00e9gime de pensions du Canada (RPC), les primes d\u2019assurance-emploi (AE) et l\u2019imp\u00f4t sur le revenu.<\/li><li><strong>Pr\u00e9paration des paiements aux employ\u00e9s<\/strong>: \u00c9mission de r\u00e9mun\u00e9rations aux employ\u00e9s par ch\u00e8ques ou d\u00e9p\u00f4ts directs.<\/li><li><strong>Rapport de fin d'ann\u00e9e<\/strong>Pr\u00e9parer et produire les formulaires de fin d'ann\u00e9e n\u00e9cessaires, y compris les feuillets T4 pour la d\u00e9claration f\u00e9d\u00e9rale et les feuillets RL-1 pour la d\u00e9claration provinciale du Qu\u00e9bec.<\/li><\/ul><p>En nous confiant la gestion de votre paie, vous pouvez vous concentrer sur vos activit\u00e9s principales, en \u00e9tant certain que vos obligations salariales sont trait\u00e9es avec efficacit\u00e9 et pr\u00e9cision.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1115\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1115\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quand suis-je tenu de commencer \u00e0 facturer la taxe de vente en tant que propri\u00e9taire d'une petite entreprise\u00a0?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1115\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1115\"><p>Au Canada, si le total des revenus imposables de votre entreprise d\u00e9passe 30 000 $ sur quatre trimestres civils cons\u00e9cutifs, vous devez vous inscrire \u00e0 un compte de taxe sur les produits et services (TPS)\/taxe de vente harmonis\u00e9e (TVH) et commencer \u00e0 facturer la taxe applicable sur vos produits ou services. Au Qu\u00e9bec, la taxe de vente provinciale est connue sous le nom de taxe de vente du Qu\u00e9bec (TVQ). Une fois inscrit, vous devez percevoir la TPS et la TVQ (le cas \u00e9ch\u00e9ant) sur les fournitures taxables et remettre ces montants aux autorit\u00e9s fiscales comp\u00e9tentes. Nous pouvons vous aider dans le processus d'inscription et nous assurer que vous restez conforme \u00e0 toutes les exigences de d\u00e9p\u00f4t et de versement.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1116\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1116\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Comment puis-je d\u00e9terminer la taxe de vente appropri\u00e9e \u00e0 facturer \u00e0 mes clients ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1116\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1116\"><p>La taxe de vente que vous facturez d\u00e9pend de l'emplacement de vos clients\u00a0:<\/p><ul><li><strong>Clients au Canada<\/strong>: Facturer le taux de taxe de vente applicable dans la province ou le territoire du client.<\/li><li><strong>Clients \u00e0 l'ext\u00e9rieur du Canada<\/strong>: En r\u00e8gle g\u00e9n\u00e9rale, les ventes aux clients situ\u00e9s \u00e0 l\u2019ext\u00e9rieur du Canada sont exemptes de taxe, ce qui signifie que vous ne facturez pas de TPS\/TVH ou de TVQ.<\/li><\/ul><p>Il est essentiel de rester inform\u00e9 des taux d\u2019imposition et des r\u00e8glements propres \u00e0 chaque juridiction. Nous pouvons fournir des conseils pour assurer une application et une conformit\u00e9 fiscales pr\u00e9cises.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1117\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1117\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Pouvez-vous m'aider \u00e0 configurer et \u00e0 utiliser un logiciel fiscal pour ma petite entreprise\u00a0?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1117\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1117\"><p>Absolument. Nous offrons des services de configuration et de formation pour les plateformes logicielles de comptabilit\u00e9 populaires, notamment QuickBooks, Sage 50 (anciennement Simply Accounting) et Acomba. Notre accompagnement comprend\u00a0:<\/p><ul><li><strong>Configuration initiale<\/strong>: Configurer le logiciel pour r\u00e9pondre aux besoins sp\u00e9cifiques de votre entreprise.<\/li><li><strong>Formation des employ\u00e9s<\/strong>: Offrir des s\u00e9ances de formation pratique pour vous assurer que vous et votre \u00e9quipe pouvez utiliser efficacement le logiciel.<\/li><li><strong>Assistance continue<\/strong>:Offrant des suivis trimestriels et une assistance aux d\u00e9p\u00f4ts p\u00e9riodiques adapt\u00e9s aux besoins de votre entreprise.<\/li><\/ul><p>Notre objectif est de vous permettre de g\u00e9rer votre comptabilit\u00e9 en toute confiance et efficacit\u00e9.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1118\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1118\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Ma situation commerciale est particuli\u00e8re et je me sens d\u00e9pass\u00e9e. Devrais-je vous contacter quand m\u00eame ?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1118\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1118\"><p>Absolument. Nous comprenons que chaque entreprise a son propre ensemble de d\u00e9fis et de circonstances. Notre \u00e9quipe de professionnels exp\u00e9riment\u00e9s est \u00e9quip\u00e9e pour g\u00e9rer un large \u00e9ventail de sc\u00e9narios. Nous vous encourageons \u00e0 communiquer avec nous ou \u00e0 nous rendre visite pendant nos heures d'ouverture, de 10 h \u00e0 19 h, du lundi au vendredi. Nous sommes l\u00e0 pour vous fournir des solutions personnalis\u00e9es adapt\u00e9es \u00e0 vos besoins sp\u00e9cifiques.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-1119\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1119\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quels sont les taux d'imposition des soci\u00e9t\u00e9s au Qu\u00e9bec\u00a0?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1119\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1119\"><p>Au Qu\u00e9bec, le taux g\u00e9n\u00e9ral d'imp\u00f4t sur le revenu des soci\u00e9t\u00e9s est de 11,5 %. Combin\u00e9 au taux d'imposition f\u00e9d\u00e9ral des soci\u00e9t\u00e9s, le taux d'imposition total des soci\u00e9t\u00e9s au Qu\u00e9bec est de 26,5 %. Pour les soci\u00e9t\u00e9s priv\u00e9es sous contr\u00f4le canadien (SPCC) admissibles \u00e0 la d\u00e9duction pour petites entreprises, le taux d\u2019imposition combin\u00e9 f\u00e9d\u00e9ral et qu\u00e9b\u00e9cois peut \u00eatre inf\u00e9rieur. Pour obtenir des renseignements d\u00e9taill\u00e9s et pour d\u00e9terminer comment ces tarifs s'appliquent \u00e0 votre entreprise, veuillez consulter le <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/businesses\/topics\/corporations\/corporation-tax-rates.html\">Taux d'imposition des soci\u00e9t\u00e9s de l'Agence du revenu du Canada<\/a> et le <a href=\"https:\/\/t2inc.ca\/en\/blog\/quebec-corporate-tax-guide\">Lignes directrices sur la fiscalit\u00e9 provinciale du Qu\u00e9bec<\/a>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h5 id=\"elementor-tab-title-11110\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-11110\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quelles sont les exigences comptables minimales pour les petites entreprises au Qu\u00e9bec\u00a0?<\/a>\n\t\t\t\t\t<\/h5>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-11110\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-11110\"><p>En tant que petite entreprise op\u00e9rant au Qu\u00e9bec, vous \u00eates tenu de :<\/p><ul><li><strong>Produire des d\u00e9clarations de revenus annuelles<\/strong>: Soumettre chaque ann\u00e9e les d\u00e9clarations de revenus des soci\u00e9t\u00e9s f\u00e9d\u00e9rales et provinciales du Qu\u00e9bec.<\/li><li><strong>Verser la TPS et la TVQ<\/strong><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Who counts as a self-employed individual?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>A self-employed individual is someone who operates their own business or profession as a sole proprietor or an independent contractor. This includes freelancers, consultants, and small business owners across various industries. In Canada, self-employed individuals are responsible for reporting their business income and expenses on their personal tax returns and are subject to specific tax obligations, including the payment of <strong>Canada Pension Plan (CPP)<\\\/strong> contributions.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"My small business has no employees. Do I need to file a business tax return?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, even if your small business has no employees, you are required to report your business income and expenses. If you operate as a <strong>sole proprietor<\\\/strong> or in a <strong>partnership<\\\/strong>, you will report your business income on your personal income tax return using **Form T212<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What expenses can I claim as a business owner?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>As a business owner in Canada, you can deduct various expenses incurred to earn income. Common deductible expenses include:<\\\/p><ul><li><strong>Advertising and Marketing Costs<\\\/strong>: Expenses for promoting your business, such as advertisements in Canadian newspapers, on Canadian television and radio stations, and digital advertising.<\\\/li><li><strong>Software and Subscriptions<\\\/strong>: Costs for software licenses and subscriptions essential for your business operations.<\\\/li><li><strong>Legal and Professional Fees<\\\/strong>: Fees paid for legal, accounting, and other professional services.<\\\/li><li><strong>Vehicle Expenses<\\\/strong>: If you use a vehicle for business purposes, you can deduct a portion of expenses like fuel, maintenance, insurance, and leasing costs.<\\\/li><li><strong>Financial and Borrowing Costs<\\\/strong>: Interest on loans taken for business purposes and related bank charges.<\\\/li><li><strong>Capital Expenses<\\\/strong>: Investments in assets such as furniture, equipment, and hardware can be deducted over time through capital cost allowance.<\\\/li><li><strong>Office Supplies<\\\/strong>: Items like stationery, printer ink, and other day-to-day supplies.<\\\/li><li><strong>Utilities<\\\/strong>: Expenses for heating, electricity, and water. If you operate your business from home, you can deduct a portion of these costs corresponding to the workspace used.<\\\/li><\\\/ul><p>It&#8217;s important to note that personal expenses are not deductible. Only the business-related portion of an expense can be claimed. For a comprehensive list of deductible expenses and detailed guidelines, refer to the <a href=\\\"https:\\\/\\\/www.canada.ca\\\/en\\\/revenue-agency\\\/services\\\/tax\\\/businesses\\\/topics\\\/sole-proprietorships-partnerships\\\/business-expenses.html\\\">Canada Revenue Agency&#8217;s (CRA) official documentation<\\\/a>.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What services are included in your payroll offerings?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Our comprehensive payroll services are designed to streamline your payroll process and ensure compliance with federal and provincial regulations. Our services include:<\\\/p><ul><li><strong>Calculation of Source Deductions<\\\/strong>: Accurately determining deductions such as Canada Pension Plan (CPP) contributions, Employment Insurance (EI) premiums, and income tax.<\\\/li><li><strong>Preparation of Employee Payments<\\\/strong>: Issuing employee compensation through cheques or direct deposits.<\\\/li><li><strong>Year-End Reporting<\\\/strong>: Preparing and filing necessary year-end forms, including T4 slips for federal reporting and RL-1 slips for Qu\\u00e9bec provincial reporting.<\\\/li><\\\/ul><p>By entrusting us with your payroll management, you can focus on your core business activities, confident that your payroll obligations are handled efficiently and accurately.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"When am I required to start charging sales tax as a small business owner?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>In Canada, if your business&#8217;s total taxable revenues exceed $30,000 over four consecutive calendar quarters, you are required to register for a Goods and Services Tax (GST)\\\/Harmonized Sales Tax (HST) account and begin charging the applicable tax on your products or services. In Qu\\u00e9bec, the provincial sales tax is known as the Qu\\u00e9bec Sales Tax (QST). Once registered, you must collect both GST and QST (if applicable) on taxable supplies and remit these amounts to the appropriate tax authorities. We can assist you in the registration process and ensure you remain compliant with all filing and remittance requirements.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How do I determine the appropriate sales tax to charge my clients?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The sales tax you charge depends on the location of your clients:<\\\/p><ul><li><strong>Clients within Canada<\\\/strong>: Charge the sales tax rate applicable in the client&#8217;s province or territory.<\\\/li><li><strong>Clients outside Canada<\\\/strong>: Generally, sales to clients outside Canada are zero-rated, meaning you do not charge GST\\\/HST or QST.<\\\/li><\\\/ul><p>It&#8217;s essential to stay informed about the specific tax rates and regulations in each jurisdiction. We can provide guidance to ensure accurate tax application and compliance.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can you assist me with setting up and using tax software for my small business?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Absolutely. We offer setup and training services for popular accounting software platforms, including QuickBooks, Sage 50 (formerly Simply Accounting), and Acomba. Our support includes:<\\\/p><ul><li><strong>Initial Setup<\\\/strong>: Configuring the software to meet your business&#8217;s specific needs.<\\\/li><li><strong>Employee Training<\\\/strong>: Providing hands-on training sessions to ensure you and your team can effectively use the software.<\\\/li><li><strong>Ongoing Support<\\\/strong>: Offering quarterly follow-ups and assistance with periodic filings tailored to your business requirements.<\\\/li><\\\/ul><p>Our goal is to empower you to manage your bookkeeping confidently and efficiently.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"My business situation is unique, and I feel overwhelmed. Should I still contact you?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Absolutely. We understand that each business has its own set of challenges and circumstances. Our team of experienced professionals is equipped to handle a wide range of scenarios. We encourage you to reach out to us or visit during our walk-in hours, from 10 AM to 7:00 PM, Monday through Friday. We&#8217;re here to provide personalized solutions tailored to your specific needs.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What are the corporate tax rates in Qu\\u00e9bec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>In Qu\\u00e9bec, the general corporate income tax rate is 11.5%. When combined with the federal corporate tax rate, the total tax rate for businesses in Qu\\u00e9bec is 26.5%. For Canadian-controlled private corporations (CCPCs) eligible for the small business deduction, the combined federal and Qu\\u00e9bec tax rate can be lower. For detailed information and to determine how these rates apply to your business, please consult the <a href=\\\"https:\\\/\\\/www.canada.ca\\\/en\\\/revenue-agency\\\/services\\\/tax\\\/businesses\\\/topics\\\/corporations\\\/corporation-tax-rates.html\\\">Canada Revenue Agency&#8217;s corporation tax rates<\\\/a> and the <a href=\\\"https:\\\/\\\/t2inc.ca\\\/en\\\/blog\\\/quebec-corporate-tax-guide\\\">Qu\\u00e9bec provincial tax guidelines<\\\/a>.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What are the minimum accounting requirements for small businesses in Qu\\u00e9bec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>As a small business operating in Qu\\u00e9bec, you are required to:<\\\/p><ul><li><strong>File Annual Tax Returns<\\\/strong>: Submit both federal and Qu\\u00e9bec provincial corporate income tax returns annually.<\\\/li><li><strong>Remit GST and QST<\\\/strong><\\\/li><\\\/ul>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>",
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        "rendered": "<p>Beyond Numbers Accounting, Tax &#038; Financial SecurityFrom precise accounting to expert tax planning, we help individuals and businesses stay financially strong and compliant. Our tailored accounting and tax solutions ensure accuracy, efficiency, and your peace of mind.GET QUOTE NOWSECURE YOUR FUTURE WITH TAILORED COVERAGEDiscover an insurance policy designed to shape your future. Protect what matters [&hellip;]<\/p>",
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